Shift4

Affiliate Businesses | Technology & Software Solutions, Finance & Insurance, Business Services | Payment Solutions · EFTPOS Specialists

Your local partner in Payments

Running a business is hard enough without having to decipher your payments setup. For too long, local businesses have dealt with confusing tier structures, hidden terminal fees, and pricing models that require a maths degree to figure out.

At Shift4, we’re changing the game. We’ve built an offer that’s simpler, fully transparent, and designed to give Kiwi merchants a fairer deal—no guesswork required.

The Deal: A Flat 0.85%

No tiers, no hidden traps. Just a dead-simple flat 0.85%* for all Visa and Mastercard transactions.

But because we actually like giving you control, we’re letting you call the shots:

Pay Your Way: Choose how you pay your merchant services fees between Pay As You Go or settling up at the end of the month. Your call.
To Surcharge or Not? You choose whether to pass the fee on or absorb it.

If you do choose to surcharge, this is the only product on the market where the surcharge paid by the customer equals the cost of acceptance. No overcharging, no compliance headaches, no drama. 100% legal, 0% stress.

Our Usual Perks

We include our premium features as standard:

Zero Rental Fees: Keep your money where it belongs: in your business.
Never Drop Off: Our multi-network SIM cards automatically switch to the strongest signal, so you never miss a sale.
7-Day Settlement: Because the weekend shouldn’t stop your cash flow. We settle seven days a week.